Discover it® Cash Back

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Discover it® Cash Back

Rated 4.79 out of 5 stars, 9199 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% Intro APR on Purchases and Balance Transfers for 15 months

Ongoing APR:

18.24% - 27.24% Variable APR

Ongoing Balance Transfer APR:

18.24% - 27.24% Variable APR

Intro bonus:

Discover will match all the cash back you’ve earned at the end of your first year

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • Apply and you could get a decision in as little as 60 seconds. No annual fee.
  • Start shopping and earning rewards in minutes with your digital card, before your physical card arrives in the mail, if eligible.
  • Get a 0% intro APR for 15 months on purchases. Then 18.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • Terms and conditions apply.
  • Intro APR for new cardholders

  • High rewards rate on rotating bonus categories

  • Cash back match at the end of your first year on all cash back earned

  • No annual fee

  • May not be accepted in all countries outside of the U.S.

  • Need to register quarterly for bonus cash back categories

See all Discover‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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