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Get expert advice on improving and maintaining your credit score.

Editors' picks

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Why Did My Credit Score Drop?

By Brianna McGurran

Nov 27, 2024

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How Do I Check My Credit Score?

By Ben Luthi

Nov 21, 2024

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Does Opening a New Credit Card Improve Your Credit Score?

By Evelyn Waugh

Oct 31, 2024

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What others are reading

A smiling woman holding her phone and standing on a pier.

What Is a Good Credit Score?

You need a credit score in the mid- to high-600s to have good credit. Find out how to get ...

By Louis DeNicola

Jan 6, 2025

What Are the Different Credit Score Ranges?

By Louis DeNicola

Dec 18, 2024

What Is My Credit Score?

By Ben Luthi

Mar 20, 2024

The Difference Between VantageScore^® Credit Scores and FICO^® Scores

By Louis DeNicola

Mar 31, 2023

What Affects Your Credit Scores?

By Jim Akin

Jul 29, 2023

Will Paying Off a Loan Improve Credit?

By Brianna McGurran

Nov 19, 2024

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The latest from our experts

How Often Should I Check My Credit Score?

Keep a regular eye on your credit and check it several months before submitting important ...

By Louis DeNicola

Dec 16, 2024

Does Returning Items Affect Credit?

If making a purchase increased your credit utilization and caused your credit score to dip...

By Gayle Sato

Sep 30, 2024

Why Are My Credit Scores Different?

You can have different credit scores because there are different types of scores and your ...

By Louis DeNicola

Sep 12, 2024

How Do I Get My Credit Score Above 700?

If you’re looking to take your credit score into 700 territory, here are some steps you ca...

By Ben Luthi

Jul 18, 2024

What Is a VantageScore Credit Score?

Companies can make decisions about your credit application and account based on your Vanta...

By Louis DeNicola

Jun 25, 2024

What Happens to Your Credit Score if You Don’t Manage Your Debt Wisely?

Your credit score can decrease if you make late payments, have high total balances or high...

By Brianna McGurran

Apr 5, 2024

Does Checking My Credit Lower My Score?

Checking your credit doesn't affect your credit score, but other types of credit checks ca...

By Ben Luthi

Mar 8, 2024

9 Ways to Keep an Ex From Ruining Your Credit Score

Taking these steps can help prevent an ex from ruining your credit in the course of divorc...

By Jim Akin

Jan 31, 2024

What Kinds of Bills Affect Credit Scores?

Historically, many non-debt bills only affected FICO Scores if you failed to pay them. But...

By Jim Akin

Nov 29, 2023

How to Qualify for New Credit With No Credit Score

If you have no credit score, products like secured credit cards can help you start a credi...

By Brianna McGurran

Nov 15, 2023

How Often Is My Credit Score Updated?

Credit scores can change frequently, reflecting continual updates to your credit files at ...

By Jim Akin

Sep 27, 2023

Checking Your Credit Report Won’t Hurt Your Score

Checking your own credit reports, or credit scores based on them, won't have any impact on...

By Jim Akin

Aug 29, 2023

How good is your credit score?

Examples: 600, 700, 780, 803

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Editors' picks

Why Did My Credit Score Drop?

How Do I Check My Credit Score?

Does Opening a New Credit Card Improve Your Credit Score?

Take action with these tools

Free credit report

Free credit monitoring

Experian Boost®

Disputes

Free Experian app

What others are reading

What Is a Good Credit Score?

What Are the Different Credit Score Ranges?

What Is My Credit Score?

The Difference Between VantageScore® Credit Scores and FICO® Scores

What Affects Your Credit Scores?

Will Paying Off a Loan Improve Credit?

Explore more topics

The latest from our experts

How Often Should I Check My Credit Score?

Does Returning Items Affect Credit?

Why Are My Credit Scores Different?

How Do I Get My Credit Score Above 700?

What Is a VantageScore Credit Score?

What Happens to Your Credit Score if You Don’t Manage Your Debt Wisely?

Does Checking My Credit Lower My Score?

9 Ways to Keep an Ex From Ruining Your Credit Score

What Kinds of Bills Affect Credit Scores?

How to Qualify for New Credit With No Credit Score

How Often Is My Credit Score Updated?

Checking Your Credit Report Won’t Hurt Your Score

How good is your credit score?

Experian Boost^®

The Difference Between VantageScore^® Credit Scores and FICO^® Scores